By giving in the form of appreciated securities (stocks, funds, etc.), you can realize significant savings on your income taxes by avoiding paying capital gains on the increased value of the stock. Giving appreciated securities (normally needs to be long term, i.e. held for over a year), can also allow you the receive a charitable deduction on the full value of the stock on the date Silicon Valley International School receives them. The school will liquidate the donated stock upon receipt.

Making a gift of securities to INTL is a “broker to broker” transaction.


A Charitable Deduction
Federal law permits taxpayers who itemize to deduct the current value of charitable contributions at the time of the donation from their adjusted gross income.

Avoiding Capital Gains
Tax Capital gains is the difference between what you paid for the donated stock and its current fair market value (FMV). By donating appreciated securities, you may avoid being taxed on the capital gain.

Here's How It Can Work For You
Assume you purchased 100 shares of XYZ Company for $5000. Today, the shares are worth $10,000. If you sold the stock, you would realize a $5,000 capital gain. Under current tax rates, you could owe $1,000 in federal capital gains tax and $465 in California income tax. Tax rates can vary depending on other income and deductions you (the donor) have, and this example may not be what you will experience.

Please call UBS Financial Services if:
You have physical possession of the actual stock certificate. You would like to make a gift of mutual fund shares which carry the same tax benefits associated with outright gifts of stock.

To view additional ways to donate, visit INTL's Ways to Give.